Owner finance

Your real profit, after paying yourself

Find out whether your profit is real, or just you quietly working for free.

Your inputs

$

Materials, subcontractors, direct job costs

$

Rent, admin, insurance, excluding your own pay

$
h

What you'd pay someone to do your job

$/h

Real profit

Real profit$30,000After paying yourself a market wage
Book profitRevenue - COGS - overhead
$90,000
Your own labourThe wage you're not counting
$60,000

A simplified economic-profit (SDE) view from your own inputs; it does not replace your accounts. Overhead should exclude your personal draw to avoid double-counting.